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Technology

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By Industry

  • Communication Services
  • Consumer Cyclical
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  • Consumer staples
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  • Healthcare
  • Industrials
  • Technology

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      Legal Agreement

      Terms and Conditions
      ====================

      Last updated: February 21, 2022

      Please read these terms and conditions carefully before using Our Service.

      Interpretation and Definitions
      ==============================

      Interpretation
      ————–

      The words of which the initial letter is capitalized have meanings defined
      under the following conditions. The following definitions shall have the same
      meaning regardless of whether they appear in singular or in plural.

      Definitions
      ———–

      For the purposes of these Terms and Conditions:

      * Affiliate means an entity that controls, is controlled by or is under
      common control with a party, where “control” means ownership of 50% or
      more of the shares, equity interest or other securities entitled to vote
      for election of directors or other managing authority.

      * Account means a unique account created for You to access our Service or
      parts of our Service.

      * Country refers to: Quebec, Canada

      * Company (referred to as either “the Company”, “We”, “Us” or “Our” in this
      Agreement) refers to Caruso Insights Inc. , CP 20027 PLACE BOURASSA,
      MONTREAL, QC H1G 6P5.

      * Device means any device that can access the Service such as a computer, a
      cellphone or a digital tablet.

      * Feedback means feedback, innovations or suggestions sent by You regarding
      the attributes, performance or features of our Service.

      * Free Trial refers to a limited period of time that may be free when
      purchasing a Subscription.

      * Goods refer to the items offered for sale on the Service.

      * Orders mean a request by You to purchase Goods from Us.

      * Promotions refer to contests, sweepstakes or other promotions offered
      through the Service.

      * Service refers to the Website.

      * Subscriptions refer to the services or access to the Service offered on a
      subscription basis by the Company to You.

      * Terms and Conditions (also referred as “Terms”) mean these Terms and
      Conditions that form the entire agreement between You and the Company
      regarding the use of the Service.

      * Third-party Social Media Service means any services or content (including
      data, information, products or services) provided by a third-party that
      may be displayed, included or made available by the Service.

      * Website refers to Caruso Insights, accessible from
      <https://www.carusoinsights.com/>

      * You means the individual accessing or using the Service, or the company,
      or other legal entity on behalf of which such individual is accessing or
      using the Service, as applicable.

      Acknowledgment
      ==============

      These are the Terms and Conditions governing the use of this Service and the
      agreement that operates between You and the Company. These Terms and
      Conditions set out the rights and obligations of all users regarding the use
      of the Service.

      Your access to and use of the Service is conditioned on Your acceptance of and
      compliance with these Terms and Conditions. These Terms and Conditions apply
      to all visitors, users and others who access or use the Service.

      By accessing or using the Service You agree to be bound by these Terms and
      Conditions. If You disagree with any part of these Terms and Conditions then
      You may not access the Service.

      You represent that you are over the age of 18. The Company does not permit
      those under 18 to use the Service.

      Your access to and use of the Service is also conditioned on Your acceptance
      of and compliance with the Privacy Policy of the Company. Our Privacy Policy
      describes Our policies and procedures on the collection, use and disclosure of
      Your personal information when You use the Application or the Website and
      tells You about Your privacy rights and how the law protects You. Please read
      Our Privacy Policy carefully before using Our Service.

      Disclaimer ========================
      No Representation Is Being Made That Any Account Will, Or Is Likely To Achieve
      Profits Or Losses Similar To Those Discussed Within This Site, Support And Texts.
      Our Course(S), Products And Services Should Be Used As Learning Aids. If You
      Decide To Invest Real Money, All Trading Decisions Are Your Own. The Risk Of
      Loss In Trading Securities Can Be Substantial. You Should Therefore Carefully
      Consider Whether Such Trading Is Suitable For You In Light Of Your Financial
      Condition.

      Matthew Caruso is not an investment advisor, nor a securities broker. The
      information provided here is made to investors and speculators in general and
      without regard to your investment goals, financial circumstances, investment
      knowledge, and your abilities or personal attitudes towards investing or
      trading abilities. Investors can and do lose money from investments.

      You agree to hold Matthew Caruso and Caruso Insights Inc. completely harmless
      as a result of viewing this Web site and its content. All investors should
      consult a qualified professional before trading any stock.

      CFTC RULE 4.41 – Hypothetical Or Simulated Performance Results Have Certain
      Limitations. Unlike An Actual Performance Record, Simulated Results Do Not
      Represent Actual Trading. Also, Since The Trades Have Not Been Executed, The
      Results May Have Under-Or-Over Compensated For The Impact, If Any, Of Certain
      Market Factors, Such As Lack Of Liquidity. Simulated Trading Programs In
      General Are Also Subject To The Fact That They Are Designed With The Benefit
      Of Hindsight. No Representation Is Being Made That Any Account Will Or Is
      Likely To Achieve Profit Or Losses Similar To Those Shown.

      Placing Orders for Goods
      ========================

      By placing an Order for Goods through the Service, You warrant that You are
      legally capable of entering into binding contracts.

      Your Information
      —————-

      If You wish to place an Order for Goods available on the Service, You may be
      asked to supply certain information relevant to Your Order including, without
      limitation, Your name, Your email, Your phone number, Your credit card number,
      the expiration date of Your credit card, Your billing address, and Your
      shipping information.

      You represent and warrant that: (i) You have the legal right to use any credit
      or debit card(s) or other payment method(s) in connection with any Order; and
      that (ii) the information You supply to us is true, correct and complete.

      By submitting such information, You grant us the right to provide the
      information to payment processing third parties for purposes of facilitating
      the completion of Your Order.

      Order Cancellation
      ——————

      We reserve the right to refuse or cancel Your Order at any time for certain
      reasons including but not limited to:

      * Goods availability
      * Errors in the description or prices for Goods
      * Errors in Your Order

      We reserve the right to refuse or cancel Your Order if fraud or an
      unauthorized or illegal transaction is suspected.

      Your Order Cancellation Rights
      ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

      Any Goods you purchase can only be returned in accordance with these Terms and
      Conditions and Our Returns Policy.

      Our Returns Policy forms a part of these Terms and Conditions. Please read our
      Returns Policy to learn more about your right to cancel Your Order.

      Active Growth Investor Course sales are final and no refunds will be made.

      Your right to cancel an Order only applies to Goods that are returned in the
      same condition as You received them. You should also include all of the
      products instructions, documents and wrappings. Goods that are damaged or not
      in the same condition as You received them or which are worn simply beyond
      opening the original packaging will not be refunded. You should therefore take
      reasonable care of the purchased Goods while they are in Your possession.

      We will reimburse You no later than 14 days from the day on which We receive
      the returned Goods. We will use the same means of payment as You used for the
      Order, and You will not incur any fees for such reimbursement.

      You will not have any right to cancel an Order for the supply of any of the
      following Goods:

      * The supply of Goods made to Your specifications or clearly personalized.
      * The supply of Goods which according to their nature are not suitable to be
      returned, deteriorate rapidly or where the date of expiry is over.
      * The supply of Goods which are not suitable for return due to health
      protection or hygiene reasons and were unsealed after delivery.
      * The supply of Goods which are, after delivery, according to their nature,
      inseparably mixed with other items.
      * The supply of digital content which is not supplied on a tangible medium
      if the performance has begun with Your prior express consent and You have
      acknowledged Your loss of cancellation right.

      Availability, Errors and Inaccuracies
      ————————————-

      We are constantly updating Our offerings of Goods on the Service. The Goods
      available on Our Service may be mispriced, described inaccurately, or
      unavailable, and We may experience delays in updating information regarding
      our Goods on the Service and in Our advertising on other websites.

      We cannot and do not guarantee the accuracy or completeness of any
      information, including prices, product images, specifications, availability,
      and services. We reserve the right to change or update information and to
      correct errors, inaccuracies, or omissions at any time without prior notice.

      Prices Policy
      ————-

      The Company reserves the right to revise its prices at any time prior to
      accepting an Order.

      The prices quoted may be revised by the Company subsequent to accepting an
      Order in the event of any occurrence affecting delivery caused by government
      action, variation in customs duties, increased shipping charges, higher
      foreign exchange costs and any other matter beyond the control of the Company.
      In that event, You will have the right to cancel Your Order.

      Payments
      ——–

      All Goods purchased are subject to a one-time payment. Payment can be made
      through various payment methods we have available, such as Visa, MasterCard,
      Affinity Card, American Express cards or online payment methods (PayPal, for
      example).

      Payment cards (credit cards or debit cards) are subject to validation checks
      and authorization by Your card issuer. If we do not receive the required
      authorization, We will not be liable for any delay or non-delivery of Your
      Order.

      Subscriptions
      =============

      Subscription period
      ——————-

      The Service or some parts of the Service are available only with a paid
      Subscription. You will be billed in advance on a recurring and periodic basis
      (such as daily, weekly, monthly or annually), depending on the type of
      Subscription plan you select when purchasing the Subscription.

      At the end of each period, Your Subscription will automatically renew under
      the exact same conditions unless You cancel it or the Company cancels it.

      Subscription cancellations
      ————————–

      You may cancel Your Subscription renewal either through Your Account settings
      page or by contacting the Company. Any annual subscription cancellations will
      incure a penalty of two months at the rate of the monthly subscription.

      Billing
      ——-

      You shall provide the Company with accurate and complete billing information
      including full name, address, state, zip code, telephone number, and a valid
      payment method information.

      Should automatic billing fail to occur for any reason, the Company will issue
      an electronic invoice indicating that you must proceed manually, within a
      certain deadline date, with the full payment corresponding to the billing
      period as indicated on the invoice.

      Fee Changes
      ———–

      The Company, in its sole discretion and at any time, may modify the
      Subscription fees. Any Subscription fee change will become effective at the
      end of the then-current Subscription period.

      The Company will provide You with reasonable prior notice of any change in
      Subscription fees to give You an opportunity to terminate Your Subscription
      before such change becomes effective.

      Your continued use of the Service after the Subscription fee change comes into
      effect constitutes Your agreement to pay the modified Subscription fee amount.

      Refunds
      ——-

      Except when required by law, paid Subscription fees are non-refundable.

      Any annual subscription cancellations will incure a penalty of two months at
      the rate of the monthly subscription

      Free Trial
      ———-

      The Company may, at its sole discretion, offer a Subscription with a Free
      Trial for a limited period of time.

      You may be required to enter Your billing information in order to sign up for
      the Free Trial.

      If You do enter Your billing information when signing up for a Free Trial, You
      will not be charged by the Company until the Free Trial has expired. On the
      last day of the Free Trial period, unless You cancelled Your Subscription, You
      will be automatically charged the applicable Subscription fees for the type of
      Subscription You have selected.

      At any time and without notice, the Company reserves the right to (i) modify
      the terms and conditions of the Free Trial offer, or (ii) cancel such Free
      Trial offer.

      Promotions
      ==========

      Any Promotions made available through the Service may be governed by rules
      that are separate from these Terms.

      If You participate in any Promotions, please review the applicable rules as
      well as our Privacy policy. If the rules for a Promotion conflict with these
      Terms, the Promotion rules will apply.

      User Accounts
      =============

      When You create an account with Us, You must provide Us information that is
      accurate, complete, and current at all times. Failure to do so constitutes a
      breach of the Terms, which may result in immediate termination of Your account
      on Our Service.

      You are responsible for safeguarding the password that You use to access the
      Service and for any activities or actions under Your password, whether Your
      password is with Our Service or a Third-Party Social Media Service.

      You agree not to disclose Your password to any third party. You must notify Us
      immediately upon becoming aware of any breach of security or unauthorized use
      of Your account.

      You may not use as a username the name of another person or entity or that is
      not lawfully available for use, a name or trademark that is subject to any
      rights of another person or entity other than You without appropriate
      authorization, or a name that is otherwise offensive, vulgar or obscene.

      Intellectual Property
      =====================

      The Service and its original content (excluding Content provided by You or
      other users), features and functionality are and will remain the exclusive
      property of the Company and its licensors.

      The Service is protected by copyright, trademark, and other laws of both the
      Country and foreign countries.

      Our trademarks and trade dress may not be used in connection with any product
      or service without the prior written consent of the Company.

      Your Feedback to Us
      ===================

      You assign all rights, title and interest in any Feedback You provide the
      Company. If for any reason such assignment is ineffective, You agree to grant
      the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide
      right and license to use, reproduce, disclose, sub-license, distribute, modify
      and exploit such Feedback without restriction.

      Links to Other Websites
      =======================

      Our Service may contain links to third-party web sites or services that are
      not owned or controlled by the Company.

      The Company has no control over, and assumes no responsibility for, the
      content, privacy policies, or practices of any third party web sites or
      services. You further acknowledge and agree that the Company shall not be
      responsible or liable, directly or indirectly, for any damage or loss caused
      or alleged to be caused by or in connection with the use of or reliance on any
      such content, goods or services available on or through any such web sites or
      services.

      We strongly advise You to read the terms and conditions and privacy policies
      of any third-party web sites or services that You visit.

      Termination
      ===========

      We may terminate or suspend Your Account immediately, without prior notice or
      liability, for any reason whatsoever, including without limitation if You
      breach these Terms and Conditions.

      Upon termination, Your right to use the Service will cease immediately. If You
      wish to terminate Your Account, You may simply discontinue using the Service.

      Limitation of Liability
      =======================

      Notwithstanding any damages that You might incur, the entire liability of the
      Company and any of its suppliers under any provision of this Terms and Your
      exclusive remedy for all of the foregoing shall be limited to the amount
      actually paid by You through the Service or 100 USD if You haven’t purchased
      anything through the Service.

      To the maximum extent permitted by applicable law, in no event shall the
      Company or its suppliers be liable for any special, incidental, indirect, or
      consequential damages whatsoever (including, but not limited to, damages for
      loss of profits, loss of data or other information, for business interruption,
      for personal injury, loss of privacy arising out of or in any way related to
      the use of or inability to use the Service, third-party software and/or third-
      party hardware used with the Service, or otherwise in connection with any
      provision of this Terms), even if the Company or any supplier has been advised
      of the possibility of such damages and even if the remedy fails of its
      essential purpose.

      Some states do not allow the exclusion of implied warranties or limitation of
      liability for incidental or consequential damages, which means that some of
      the above limitations may not apply. In these states, each party’s liability
      will be limited to the greatest extent permitted by law.

      “AS IS” and “AS AVAILABLE” Disclaimer
      ==========

      The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults
      and defects without warranty of any kind. To the maximum extent permitted
      under applicable law, the Company, on its own behalf and on behalf of its
      Affiliates and its and their respective licensors and service providers,
      expressly disclaims all warranties, whether express, implied, statutory or
      otherwise, with respect to the Service, including all implied warranties of
      merchantability, fitness for a particular purpose, title and non-infringement,
      and warranties that may arise out of course of dealing, course of performance,
      usage or trade practice. Without limitation to the foregoing, the Company
      provides no warranty or undertaking, and makes no representation of any kind
      that the Service will meet Your requirements, achieve any intended results, be
      compatible or work with any other software, applications, systems or services,
      operate without interruption, meet any performance or reliability standards or
      be error free or that any errors or defects can or will be corrected.

      Without limiting the foregoing, neither the Company nor any of the company’s
      provider makes any representation or warranty of any kind, express or implied:
      (i) as to the operation or availability of the Service, or the information,
      content, and materials or products included thereon; (ii) that the Service
      will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or
      currency of any information or content provided through the Service; or (iv)
      that the Service, its servers, the content, or e-mails sent from or on behalf
      of the Company are free of viruses, scripts, trojan horses, worms, malware,
      timebombs or other harmful components.

      Some jurisdictions do not allow the exclusion of certain types of warranties
      or limitations on applicable statutory rights of a consumer, so some or all of
      the above exclusions and limitations may not apply to You. But in such a case
      the exclusions and limitations set forth in this section shall be applied to
      the greatest extent enforceable under applicable law.

      Governing Law
      =============

      The laws of the Country, excluding its conflicts of law rules, shall govern
      this Terms and Your use of the Service. Your use of the Application may also
      be subject to other local, state, national, or international laws.

      Disputes Resolution
      ===================

      If You have any concern or dispute about the Service, You agree to first try
      to resolve the dispute informally by contacting the Company.

      For European Union (EU) Users
      =============================

      If You are a European Union consumer, you will benefit from any mandatory
      provisions of the law of the country in which you are resident in.

      United States Federal Government End Use Provisions
      ===================================================

      If You are a U.S. federal government end user, our Service is a “Commercial
      Item” as that term is defined at 48 C.F.R. §2.101.

      United States Legal Compliance
      ==============================

      You represent and warrant that (i) You are not located in a country that is
      subject to the United States government embargo, or that has been designated
      by the United States government as a “terrorist supporting” country, and (ii)
      You are not listed on any United States government list of prohibited or
      restricted parties.

      Severability and Waiver
      =======================

      Severability
      ————

      If any provision of these Terms is held to be unenforceable or invalid, such
      provision will be changed and interpreted to accomplish the objectives of such
      provision to the greatest extent possible under applicable law and the
      remaining provisions will continue in full force and effect.

      Waiver
      ——

      Except as provided herein, the failure to exercise a right or to require
      performance of an obligation under these Terms shall not effect a party’s
      ability to exercise such right or require such performance at any time
      thereafter nor shall the waiver of a breach constitute a waiver of any
      subsequent breach.

      Translation Interpretation
      ==========================

      These Terms and Conditions may have been translated if We have made them
      available to You on our Service. You agree that the original English text
      shall prevail in the case of a dispute.

      Changes to These Terms and Conditions
      =====================================

      We reserve the right, at Our sole discretion, to modify or replace these Terms
      at any time. If a revision is material We will make reasonable efforts to
      provide at least 30 days’ notice prior to any new terms taking effect. What
      constitutes a material change will be determined at Our sole discretion.

      By continuing to access or use Our Service after those revisions become
      effective, You agree to be bound by the revised terms. If You do not agree to
      the new terms, in whole or in part, please stop using the website and the
      Service.

      Contact Us
      ==========

      If you have any questions about these Terms and Conditions, You can contact
      us:

      * By email: support@carusoinsights.com

      * By visiting this page on our website:
      <https://www.carusoinsights.com/contact>