Caruso Insights
  • About
  • Services
    • AGI Course
    • PRO Membership
    • Growth Investing Charting Package
    • Conviction Report
  • Testimonials
  • Reports
  • Media
  • Learn
  • Contact
  • Login
Join PRO
Course

Members

    Get a FREE copy of Matt’s Strategy
    Development Document

    Discover if you have all the elements required for success in the market

      Join Matt on Social Media

      Get a FREE copy of Matt’s Strategy Development Document

      Discover if you have all the elements required for success in the market

        Join Matt on Social Media

        • Course
        • Privacy Policy
        • Terms and Conditions
        • Contact

        © 2023 CARUSO INSIGHTS

        Get a FREE copy of Matt’s Strategy
        Development Document

        Discover if you have all the elements required for success in the market

          Join Matt on Social Media

          You will be added to our marketing list. Unsubscribe anytime

          Legal Agreement

          Terms and Conditions
          ====================

          Last updated: February 21, 2022

          Please read these terms and conditions carefully before using Our Service.

          Interpretation and Definitions
          ==============================

          Interpretation
          ————–

          The words of which the initial letter is capitalized have meanings defined
          under the following conditions. The following definitions shall have the same
          meaning regardless of whether they appear in singular or in plural.

          Definitions
          ———–

          For the purposes of these Terms and Conditions:

          * Affiliate means an entity that controls, is controlled by or is under
          common control with a party, where “control” means ownership of 50% or
          more of the shares, equity interest or other securities entitled to vote
          for election of directors or other managing authority.

          * Account means a unique account created for You to access our Service or
          parts of our Service.

          * Country refers to: Quebec, Canada

          * Company (referred to as either “the Company”, “We”, “Us” or “Our” in this
          Agreement) refers to Caruso Insights Inc. , CP 20027 PLACE BOURASSA,
          MONTREAL, QC H1G 6P5.

          * Device means any device that can access the Service such as a computer, a
          cellphone or a digital tablet.

          * Feedback means feedback, innovations or suggestions sent by You regarding
          the attributes, performance or features of our Service.

          * Free Trial refers to a limited period of time that may be free when
          purchasing a Subscription.

          * Goods refer to the items offered for sale on the Service.

          * Orders mean a request by You to purchase Goods from Us.

          * Promotions refer to contests, sweepstakes or other promotions offered
          through the Service.

          * Service refers to the Website.

          * Subscriptions refer to the services or access to the Service offered on a
          subscription basis by the Company to You.

          * Terms and Conditions (also referred as “Terms”) mean these Terms and
          Conditions that form the entire agreement between You and the Company
          regarding the use of the Service.

          * Third-party Social Media Service means any services or content (including
          data, information, products or services) provided by a third-party that
          may be displayed, included or made available by the Service.

          * Website refers to Caruso Insights, accessible from
          <https://www.carusoinsights.com/>

          * You means the individual accessing or using the Service, or the company,
          or other legal entity on behalf of which such individual is accessing or
          using the Service, as applicable.

          Acknowledgment
          ==============

          These are the Terms and Conditions governing the use of this Service and the
          agreement that operates between You and the Company. These Terms and
          Conditions set out the rights and obligations of all users regarding the use
          of the Service.

          Your access to and use of the Service is conditioned on Your acceptance of and
          compliance with these Terms and Conditions. These Terms and Conditions apply
          to all visitors, users and others who access or use the Service.

          By accessing or using the Service You agree to be bound by these Terms and
          Conditions. If You disagree with any part of these Terms and Conditions then
          You may not access the Service.

          You represent that you are over the age of 18. The Company does not permit
          those under 18 to use the Service.

          Your access to and use of the Service is also conditioned on Your acceptance
          of and compliance with the Privacy Policy of the Company. Our Privacy Policy
          describes Our policies and procedures on the collection, use and disclosure of
          Your personal information when You use the Application or the Website and
          tells You about Your privacy rights and how the law protects You. Please read
          Our Privacy Policy carefully before using Our Service.

          Disclaimer ========================
          No Representation Is Being Made That Any Account Will, Or Is Likely To Achieve
          Profits Or Losses Similar To Those Discussed Within This Site, Support And Texts.
          Our Course(S), Products And Services Should Be Used As Learning Aids. If You
          Decide To Invest Real Money, All Trading Decisions Are Your Own. The Risk Of
          Loss In Trading Securities Can Be Substantial. You Should Therefore Carefully
          Consider Whether Such Trading Is Suitable For You In Light Of Your Financial
          Condition.

          Matthew Caruso is not an investment advisor, nor a securities broker. The
          information provided here is made to investors and speculators in general and
          without regard to your investment goals, financial circumstances, investment
          knowledge, and your abilities or personal attitudes towards investing or
          trading abilities. Investors can and do lose money from investments.

          You agree to hold Matthew Caruso and Caruso Insights Inc. completely harmless
          as a result of viewing this Web site and its content. All investors should
          consult a qualified professional before trading any stock.

          CFTC RULE 4.41 – Hypothetical Or Simulated Performance Results Have Certain
          Limitations. Unlike An Actual Performance Record, Simulated Results Do Not
          Represent Actual Trading. Also, Since The Trades Have Not Been Executed, The
          Results May Have Under-Or-Over Compensated For The Impact, If Any, Of Certain
          Market Factors, Such As Lack Of Liquidity. Simulated Trading Programs In
          General Are Also Subject To The Fact That They Are Designed With The Benefit
          Of Hindsight. No Representation Is Being Made That Any Account Will Or Is
          Likely To Achieve Profit Or Losses Similar To Those Shown.

          Placing Orders for Goods
          ========================

          By placing an Order for Goods through the Service, You warrant that You are
          legally capable of entering into binding contracts.

          Your Information
          —————-

          If You wish to place an Order for Goods available on the Service, You may be
          asked to supply certain information relevant to Your Order including, without
          limitation, Your name, Your email, Your phone number, Your credit card number,
          the expiration date of Your credit card, Your billing address, and Your
          shipping information.

          You represent and warrant that: (i) You have the legal right to use any credit
          or debit card(s) or other payment method(s) in connection with any Order; and
          that (ii) the information You supply to us is true, correct and complete.

          By submitting such information, You grant us the right to provide the
          information to payment processing third parties for purposes of facilitating
          the completion of Your Order.

          Order Cancellation
          ——————

          We reserve the right to refuse or cancel Your Order at any time for certain
          reasons including but not limited to:

          * Goods availability
          * Errors in the description or prices for Goods
          * Errors in Your Order

          We reserve the right to refuse or cancel Your Order if fraud or an
          unauthorized or illegal transaction is suspected.

          Your Order Cancellation Rights
          ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

          Any Goods you purchase can only be returned in accordance with these Terms and
          Conditions and Our Returns Policy.

          Our Returns Policy forms a part of these Terms and Conditions. Please read our
          Returns Policy to learn more about your right to cancel Your Order.

          Active Growth Investor Course sales are final and no refunds will be made.

          Your right to cancel an Order only applies to Goods that are returned in the
          same condition as You received them. You should also include all of the
          products instructions, documents and wrappings. Goods that are damaged or not
          in the same condition as You received them or which are worn simply beyond
          opening the original packaging will not be refunded. You should therefore take
          reasonable care of the purchased Goods while they are in Your possession.

          We will reimburse You no later than 14 days from the day on which We receive
          the returned Goods. We will use the same means of payment as You used for the
          Order, and You will not incur any fees for such reimbursement.

          You will not have any right to cancel an Order for the supply of any of the
          following Goods:

          * The supply of Goods made to Your specifications or clearly personalized.
          * The supply of Goods which according to their nature are not suitable to be
          returned, deteriorate rapidly or where the date of expiry is over.
          * The supply of Goods which are not suitable for return due to health
          protection or hygiene reasons and were unsealed after delivery.
          * The supply of Goods which are, after delivery, according to their nature,
          inseparably mixed with other items.
          * The supply of digital content which is not supplied on a tangible medium
          if the performance has begun with Your prior express consent and You have
          acknowledged Your loss of cancellation right.

          Availability, Errors and Inaccuracies
          ————————————-

          We are constantly updating Our offerings of Goods on the Service. The Goods
          available on Our Service may be mispriced, described inaccurately, or
          unavailable, and We may experience delays in updating information regarding
          our Goods on the Service and in Our advertising on other websites.

          We cannot and do not guarantee the accuracy or completeness of any
          information, including prices, product images, specifications, availability,
          and services. We reserve the right to change or update information and to
          correct errors, inaccuracies, or omissions at any time without prior notice.

          Prices Policy
          ————-

          The Company reserves the right to revise its prices at any time prior to
          accepting an Order.

          The prices quoted may be revised by the Company subsequent to accepting an
          Order in the event of any occurrence affecting delivery caused by government
          action, variation in customs duties, increased shipping charges, higher
          foreign exchange costs and any other matter beyond the control of the Company.
          In that event, You will have the right to cancel Your Order.

          Payments
          ——–

          All Goods purchased are subject to a one-time payment. Payment can be made
          through various payment methods we have available, such as Visa, MasterCard,
          Affinity Card, American Express cards or online payment methods (PayPal, for
          example).

          Payment cards (credit cards or debit cards) are subject to validation checks
          and authorization by Your card issuer. If we do not receive the required
          authorization, We will not be liable for any delay or non-delivery of Your
          Order.

          Subscriptions
          =============

          Subscription period
          ——————-

          The Service or some parts of the Service are available only with a paid
          Subscription. You will be billed in advance on a recurring and periodic basis
          (such as daily, weekly, monthly or annually), depending on the type of
          Subscription plan you select when purchasing the Subscription.

          At the end of each period, Your Subscription will automatically renew under
          the exact same conditions unless You cancel it or the Company cancels it.

          Subscription cancellations
          ————————–

          You may cancel Your Subscription renewal either through Your Account settings
          page or by contacting the Company. Any annual subscription cancellations will
          incure a penalty of two months at the rate of the monthly subscription.

          Billing
          ——-

          You shall provide the Company with accurate and complete billing information
          including full name, address, state, zip code, telephone number, and a valid
          payment method information.

          Should automatic billing fail to occur for any reason, the Company will issue
          an electronic invoice indicating that you must proceed manually, within a
          certain deadline date, with the full payment corresponding to the billing
          period as indicated on the invoice.

          Fee Changes
          ———–

          The Company, in its sole discretion and at any time, may modify the
          Subscription fees. Any Subscription fee change will become effective at the
          end of the then-current Subscription period.

          The Company will provide You with reasonable prior notice of any change in
          Subscription fees to give You an opportunity to terminate Your Subscription
          before such change becomes effective.

          Your continued use of the Service after the Subscription fee change comes into
          effect constitutes Your agreement to pay the modified Subscription fee amount.

          Refunds
          ——-

          Except when required by law, paid Subscription fees are non-refundable.

          Any annual subscription cancellations will incure a penalty of two months at
          the rate of the monthly subscription

          Free Trial
          ———-

          The Company may, at its sole discretion, offer a Subscription with a Free
          Trial for a limited period of time.

          You may be required to enter Your billing information in order to sign up for
          the Free Trial.

          If You do enter Your billing information when signing up for a Free Trial, You
          will not be charged by the Company until the Free Trial has expired. On the
          last day of the Free Trial period, unless You cancelled Your Subscription, You
          will be automatically charged the applicable Subscription fees for the type of
          Subscription You have selected.

          At any time and without notice, the Company reserves the right to (i) modify
          the terms and conditions of the Free Trial offer, or (ii) cancel such Free
          Trial offer.

          Promotions
          ==========

          Any Promotions made available through the Service may be governed by rules
          that are separate from these Terms.

          If You participate in any Promotions, please review the applicable rules as
          well as our Privacy policy. If the rules for a Promotion conflict with these
          Terms, the Promotion rules will apply.

          User Accounts
          =============

          When You create an account with Us, You must provide Us information that is
          accurate, complete, and current at all times. Failure to do so constitutes a
          breach of the Terms, which may result in immediate termination of Your account
          on Our Service.

          You are responsible for safeguarding the password that You use to access the
          Service and for any activities or actions under Your password, whether Your
          password is with Our Service or a Third-Party Social Media Service.

          You agree not to disclose Your password to any third party. You must notify Us
          immediately upon becoming aware of any breach of security or unauthorized use
          of Your account.

          You may not use as a username the name of another person or entity or that is
          not lawfully available for use, a name or trademark that is subject to any
          rights of another person or entity other than You without appropriate
          authorization, or a name that is otherwise offensive, vulgar or obscene.

          Intellectual Property
          =====================

          The Service and its original content (excluding Content provided by You or
          other users), features and functionality are and will remain the exclusive
          property of the Company and its licensors.

          The Service is protected by copyright, trademark, and other laws of both the
          Country and foreign countries.

          Our trademarks and trade dress may not be used in connection with any product
          or service without the prior written consent of the Company.

          Your Feedback to Us
          ===================

          You assign all rights, title and interest in any Feedback You provide the
          Company. If for any reason such assignment is ineffective, You agree to grant
          the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide
          right and license to use, reproduce, disclose, sub-license, distribute, modify
          and exploit such Feedback without restriction.

          Links to Other Websites
          =======================

          Our Service may contain links to third-party web sites or services that are
          not owned or controlled by the Company.

          The Company has no control over, and assumes no responsibility for, the
          content, privacy policies, or practices of any third party web sites or
          services. You further acknowledge and agree that the Company shall not be
          responsible or liable, directly or indirectly, for any damage or loss caused
          or alleged to be caused by or in connection with the use of or reliance on any
          such content, goods or services available on or through any such web sites or
          services.

          We strongly advise You to read the terms and conditions and privacy policies
          of any third-party web sites or services that You visit.

          Termination
          ===========

          We may terminate or suspend Your Account immediately, without prior notice or
          liability, for any reason whatsoever, including without limitation if You
          breach these Terms and Conditions.

          Upon termination, Your right to use the Service will cease immediately. If You
          wish to terminate Your Account, You may simply discontinue using the Service.

          Limitation of Liability
          =======================

          Notwithstanding any damages that You might incur, the entire liability of the
          Company and any of its suppliers under any provision of this Terms and Your
          exclusive remedy for all of the foregoing shall be limited to the amount
          actually paid by You through the Service or 100 USD if You haven’t purchased
          anything through the Service.

          To the maximum extent permitted by applicable law, in no event shall the
          Company or its suppliers be liable for any special, incidental, indirect, or
          consequential damages whatsoever (including, but not limited to, damages for
          loss of profits, loss of data or other information, for business interruption,
          for personal injury, loss of privacy arising out of or in any way related to
          the use of or inability to use the Service, third-party software and/or third-
          party hardware used with the Service, or otherwise in connection with any
          provision of this Terms), even if the Company or any supplier has been advised
          of the possibility of such damages and even if the remedy fails of its
          essential purpose.

          Some states do not allow the exclusion of implied warranties or limitation of
          liability for incidental or consequential damages, which means that some of
          the above limitations may not apply. In these states, each party’s liability
          will be limited to the greatest extent permitted by law.

          “AS IS” and “AS AVAILABLE” Disclaimer
          ==========

          The Service is provided to You “AS IS” and “AS AVAILABLE” and with all faults
          and defects without warranty of any kind. To the maximum extent permitted
          under applicable law, the Company, on its own behalf and on behalf of its
          Affiliates and its and their respective licensors and service providers,
          expressly disclaims all warranties, whether express, implied, statutory or
          otherwise, with respect to the Service, including all implied warranties of
          merchantability, fitness for a particular purpose, title and non-infringement,
          and warranties that may arise out of course of dealing, course of performance,
          usage or trade practice. Without limitation to the foregoing, the Company
          provides no warranty or undertaking, and makes no representation of any kind
          that the Service will meet Your requirements, achieve any intended results, be
          compatible or work with any other software, applications, systems or services,
          operate without interruption, meet any performance or reliability standards or
          be error free or that any errors or defects can or will be corrected.

          Without limiting the foregoing, neither the Company nor any of the company’s
          provider makes any representation or warranty of any kind, express or implied:
          (i) as to the operation or availability of the Service, or the information,
          content, and materials or products included thereon; (ii) that the Service
          will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or
          currency of any information or content provided through the Service; or (iv)
          that the Service, its servers, the content, or e-mails sent from or on behalf
          of the Company are free of viruses, scripts, trojan horses, worms, malware,
          timebombs or other harmful components.

          Some jurisdictions do not allow the exclusion of certain types of warranties
          or limitations on applicable statutory rights of a consumer, so some or all of
          the above exclusions and limitations may not apply to You. But in such a case
          the exclusions and limitations set forth in this section shall be applied to
          the greatest extent enforceable under applicable law.

          Governing Law
          =============

          The laws of the Country, excluding its conflicts of law rules, shall govern
          this Terms and Your use of the Service. Your use of the Application may also
          be subject to other local, state, national, or international laws.

          Disputes Resolution
          ===================

          If You have any concern or dispute about the Service, You agree to first try
          to resolve the dispute informally by contacting the Company.

          For European Union (EU) Users
          =============================

          If You are a European Union consumer, you will benefit from any mandatory
          provisions of the law of the country in which you are resident in.

          United States Federal Government End Use Provisions
          ===================================================

          If You are a U.S. federal government end user, our Service is a “Commercial
          Item” as that term is defined at 48 C.F.R. §2.101.

          United States Legal Compliance
          ==============================

          You represent and warrant that (i) You are not located in a country that is
          subject to the United States government embargo, or that has been designated
          by the United States government as a “terrorist supporting” country, and (ii)
          You are not listed on any United States government list of prohibited or
          restricted parties.

          Severability and Waiver
          =======================

          Severability
          ————

          If any provision of these Terms is held to be unenforceable or invalid, such
          provision will be changed and interpreted to accomplish the objectives of such
          provision to the greatest extent possible under applicable law and the
          remaining provisions will continue in full force and effect.

          Waiver
          ——

          Except as provided herein, the failure to exercise a right or to require
          performance of an obligation under these Terms shall not effect a party’s
          ability to exercise such right or require such performance at any time
          thereafter nor shall the waiver of a breach constitute a waiver of any
          subsequent breach.

          Translation Interpretation
          ==========================

          These Terms and Conditions may have been translated if We have made them
          available to You on our Service. You agree that the original English text
          shall prevail in the case of a dispute.

          Changes to These Terms and Conditions
          =====================================

          We reserve the right, at Our sole discretion, to modify or replace these Terms
          at any time. If a revision is material We will make reasonable efforts to
          provide at least 30 days’ notice prior to any new terms taking effect. What
          constitutes a material change will be determined at Our sole discretion.

          By continuing to access or use Our Service after those revisions become
          effective, You agree to be bound by the revised terms. If You do not agree to
          the new terms, in whole or in part, please stop using the website and the
          Service.

          Contact Us
          ==========

          If you have any questions about these Terms and Conditions, You can contact
          us:

          * By email: support@carusoinsights.com

          * By visiting this page on our website:
          <https://www.carusoinsights.com/contact>